Borrower Tools
Pre-Qualification Checklist
Name
Current Address
Annual Household Income
Estimated Monthly Expenses
Pre-Approval Checklist
Credit Information
Review Your Credit Information
Income Documentation
Gather last two years of tax returns
Gather two months of pay stubs
Last two months of bank statements
Asset Documentation
Gather bank statements from all deposit and investment accounts
Gather any additional assets (i.e. car, real estate)
Gift letters (if family members are helping with down payment)
Itemized list of monthly expenses
Other Additional Documentation
Social Security card
W2s
Driver’s license
Social Security letter (if applicable)
Retirement accounts (if applicable)
VA Certificate of Eligibility (for VA Loans only)
Employment history for the last two years
Home documentation (if applicable)
Deed of Trust
Mortgage statement
HOA dues