License and Disclosure Information

NMLS Unique Identifier No. 145502

Arizona: Mortgage Banker License No. BK-0909074

California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act 4131324

Colorado: Mortgage Company Registration 145502. Regulated by the CO Division of Real Estate.

Florida: Mortgage Lender License MLD1399

Georgia: Residential Mortgage Licensee, GA Mortgage Lender License No. 51913

Hawaii: Mortgage Loan Originator Company License No. HI-145502

Idaho: Mortgage Broker/Lender License No. MBL-8966

Illinois: Illinois Residential Mortgage Licensee MB.6760990

Indiana: DFI First Lien Mortgage Lending License No. 21573

Michigan: First Mortgage Broker/Lender/Servicer Registrant License No. FR0020728; Second Mortgage Broker/Lender Registrant License No. SR0017724

Minnesota: Residential Mortgage Originator License No. MN-MO-145502, Minnesota Residential Servicer License No. MN-MS-145502 This is not an offer to enter into an agreement. An offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4)

Nebraska: Mortgage Banker License No. 2032

New Mexico: Mortgage Loan Company License No. 03769

North Carolina: Mortgage Lender License L-170588

Ohio: Residential Mortgage Lending Act Certificate of Registration No. RM.804310.000

Oregon: Residential Mortgage Lending Act Certificate of Registration No. RM.804310.000

Tennessee: Mortgage License 136173

Texas: SML Mortgage Banker Registration

Utah: DRE Mortgage Entity License No. 7233522-NMLC

Washington: Consumer Loan Company License No. CL-145502

Wisconsin: Mortgage Banker License No. 145502BA |Mortgage Broker License No. 145502BR

For more information, please visit: nmlsconsumeraccess.org

All the states that VIP is licensed in

Important Disclosures

V.I.P. Mortgage, Inc. is an Equal Housing Lender. V.I.P. Is not affiliated with any government agencies. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.

Texas Mortgage Banker Disclosure

*Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at:

www.sml.texas.gov

A toll-free consumer hotline is available at 1-877-276-5550

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of claim. For more information about the recovery fund, please consult the department’s website.